ANALISIS PERBANDINGAN KINERJA KEUANGAN BANK SYARIAH DENGAN BANK KONVENSIONAL
DOI:
https://doi.org/10.37932/ja.v8i2.68Keywords:
Performance Comparison, Islamic Bank Finance, And Conventional BanksAbstract
This research aims to determine the level of readiness of national banks, especially Sharia Commercial Banks in facing business competition in 2023 in terms of the company's financial performance aspects. The sample in this study was three (3) commercial banks three (3) Syaria Bank for the period 2014 - 2018. The analytical tool used to prove the hypothesis in this study is the independent sample t-test. The information used to measure bank financial performance is based on Bank Financial Publication Reports for the period 2014 - 2018 using CAMEL (Capital, Asset, Management, Earning, and Liquidity) financial valuation indicators summarized in CAR, BOPO, LDR, NIM financial ratios, ROA and NPL. The result of this study showed that there were significant differences, especially the BOPO, ROA and NPL indicators. As for the CAR, LDR and NIM indicators, there was no significant difference. However, when viewed from all aspects of indicators, Islamic Commercial Banks have not been able to show better financial performance compared to Conventional Commercial BanksReferences
Ahmad Yani. 2004. Hubungan Keuangan Antara Pemerintah Pusat dan Daerah. Jakarta : PT Raja Grafindo Persada.
Arinta, Y. N. (2016). Analisis Perbandingan Kinerja Keuangan antara Bank Syariah dan Bank Konvensional (Studi Kasus pada Bank Syariah Mandiri dan Bank Mandiri). Muqtasid: Jurnal Ekonomi dan Perbankan Syariah, 7(1), 119-140.
Danupranata gita, 2013, Buku Ajar Manajemen Perbankan Syariah, Jakarta: Salemba Empat.
Rindawati, Ema. 2007. Analisis Perbandingan Kinerja Keuangan Antara Perbankan Syariah dan Perbankan Konvensional. Skripsi. Universitas Islam Indonesia
Hanafi, Mamduh M. 2016. Manajemen Keuangan. Edisi kedua, Cetakan pertama.
Hardianti, D., & Saifi, M. (2018). Analisis Perbandingan Kinerja Keuangan Bank Umum Konvensional dan Bank Umum Syariah Berdasarkan Rasio Keuangan Bank (Studi Pada Bank Umum Konvensional dan Bank Umum Syariah yang Terdaftar dan Diawasi Oleh Otoritas Jasa Keuangan (OJK) Periode 2013–2016). Jurnal Administrasi Bisnis, 60(2), 10-18.
Irham Fahmi. 2011, Analisis Kinerja Keuangan, Alfabeta, Bandung
Maharani, Astri Dhiah, 2010, Analisis Pengaruh Kepercayaan dan Kepuasan Terhadap Loyalitas Nasabah Tabungan Bank Mega Syariah Cabang Semarang (Skripsi), Semarang: Universitas Diponegoro Semarang,
Srimindarti, 2006. Balanced Scorecard Sebagai Alternatif untuk Mengukur Kinerja. Semarang: STIE Stikubank.
Sugiyono. (2014). Metode Penelitian Pendidikan Pendekatan Kuantitatif, Kualitatif, dan R&D. Bandung: Alfabeta.Yogyakarta: BPFE
Sumadi Suryabrata. (1990). Psikologi Pendidikan. Jakarta: PT Rajawali
Thayib, B., Murni, S., & Maramis, J. B. (2017). Analisis Perbandingan Kinerja Keuangan Bank Syariah dan Bank Konvensional. Jurnal EMBA: Jurnal Riset Ekonomi, Manajemen, Bisnis dan Akuntansi, 5(2).
Umardani, D., & Muchlish, A. (2017). Analisis Perbandingan Kinerja Keuangan Bank Syariah dan Bank Konvensional di Indonesia. Jurnal Manajemen dan Pemasaran Jasa, 9(1), 129-156. Wati, L.N. 2018. Metodologi Penelitian Terapan dengan Aplikasi SPSS, EVIEWS, SmartPLS, dan AMOS. Jakarta: Pustaka Amri.
www.ojk.go.id www.idx.co.id www.brisyariah.co.id.
www.bankmuamalat.co.id www.syariahmandiri.co.id
www.arthagraha.com. www.ocbcnisp.com,
Downloads
Published
Issue
Section
License
License Terms
